Loan Rates

ALL RATES AND TERMS ARE SUBJECT TO CREDITWORTHINESS AND MAY CHANGE AT ANY TIME. CONTACT THE CREDIT UNION FOR THE MOST UPDATED RATES.

Rates Term
2.14% APR* 1-24 Months
2.14% APR* 25-36 Months
2.19% APR* 37-60 Months
2.39% APR* 61-72 Months
3.00% APR* 73-84 Months

100% Retail Value plus Title and Tax.
Must be able to place lien on Vehicle.
Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union).
Purchase agreement from dealer or copy of title from private seller along with any lien release.

Term Rate
1-24 Months 3.14% APR*
25-36 Months 3.39% APR*
37-48 Months 3.64% APR*
49-60 Months 3.89% APR*

100% Retail Value plus Title and Tax.
Must be able to place lien on Vehicle.
Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union).
Purchase agreement from dealer or copy of title from private seller along with any lien releases.

Term Rate
1-24 Months 5.73% APR*
25-36 Months 6.20% APR*
37-48 Months 6.45% APR*

100% Retail Value plus Title and Tax.
Must be able to place lien on Vehicle.
Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union).
Purchase agreement from dealer or copy of title from private seller along with any lien releases.

Rates Term
3.75% APR* 1-60 Months
4.95% APR* 61-120 Months
4.95% APR* 121-144 Months
5.59% APR* 145-180 Months

100% Retail Value plus Title and Tax.
Must be able to place lien on Vehicle**.
Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union)**.
Purchase agreement from dealer or copy of title from private seller along with any lien releases**.
Must be able to show proof of value from certified association.

Rates Term
6.60% APR* 1-48 Months
8.09% APR* 49-84 Months
9.25% APR* 85-144 Months

100% Retail Value plus Title and Tax.
Must be able to place lien on Vehicle**.
Full Coverage Insurance is required at time of loan (Supporting documents are required and must be kept on file at the credit union)**.
Purchase agreement from dealer or copy of title from private seller along with any lien releases**.
Must be able to show proof of value from certified association.

Please Contact Credit Union at 518-453-9748

Rates Term
N/A Co-Signed by Credit Worthy Guardian

Rates Term
6.25% APR* 1-24 Months
6.85% APR 25-48 Months

Rates Requirements
8.50% APR* 740+ Credit Score
13.90% APR* 739 - 620 Credit Score